Don't leave your home out of the Valentine's Day fun — send it a love note or two with these quick tips. When February rolls around, we’re often thinking of little ways to show our loved ones how special they are to us. Why not take the... Read More

The most recent Housing Pulse Survey released by the National Association of Realtors revealed that the two major reasons Americans prefer owning their own home instead of renting are: They want the opportunity to build... Read More

We are proud to see Nikki Groff, Chief Marketing and Business Development Officer for Wallick & Volk, featured in this month's Phoenix Home & Garden magazine's 2017 Celebrating Women special feature!  ... Read More

What Credit Score Do I Need to Buy a House? One of the pervasive questions people always ask when inquiring about purchasing a home is, ‘What credit score do I need in order to buy a house?’ As with most questions in the mortgage world,... Read More

Some industry experts are saying that the housing market may be heading for a slowdown in 2017 based on rising home prices and a jump in mortgage interest rates. One of the data points they use is the Housing Affordability Index, as reported by... Read More

In many markets across the country, the number of buyers searching for their dream homes greatly outnumbers the amount of homes for sale. This has led to a competitive marketplace where buyers often need to stand out. One way to show you are serious... Read More

As we are about to bring in the New Year, families across the country will be deciding if this is the year that they will sell their current house and move into their dream home. Many will decide that it is smarter to wait until the spring... Read More

Top Agent Magazine is the premier real estate magazine featuring the foremost real estate agents and mortgage professionals in the USA, Europe, Canada, Australia, and New Zealand. Top Agent Magazine features the top producing and most accomplished... Read More

The maximum conforming loan limits for Conventional, and VA loans are increasing for the 1st time in a decade. The increased loan limits will take effect on January 1, 2017. General loan limits for most US counties will be $424,000 for single unit... Read More

We are very pleased to announce that Wallick & Volk was just awarded first place in the mid-sized category for the “Best Place to Work” in the Phoenix Business Journal. The list ranks Valley companies through a third-party... Read More

When choosing a home loan, you may feel overwhelmed… Should you choose a 7/1 ARM or get a fixed rate FHA loan, or what about a conforming Conventional loan, is that better? These are just some of the questions that may be starting to pile up... Read More

The Federal Housing Finance Agency (FHFA) announced that the maximum conforming loan limits for mortgages acquired by Fannie Mae and Freddie Mac in 2017 will increase.  In most of the country, the 2017 maximum loan limit for one-unit properties... Read More

A considerable number of potential buyers shy away from jumping into the real estate market due to their uncertainty about the buying process. A specific cause for concern tends to be mortgage qualification. For many, the mortgage process can be... Read More

Some Highlights: 36% of Americans think they need a 20% down payment to buy a home. 44% of Millennials who purchased a home this year have put down less than 10%. 8% of loan applications were approved last month. The average credit score of... Read More

There has been a lot of talk about the falling homeownership rate in the United States. In December 2004, the homeownership rate reached an all-time high of 69.4%, while the current rate is 62.9%. When comparing these two figures, there is some room... Read More